Retaining SSI and Medicaid While Working

ssi medicaid

Medicaid is a needs-based program that provides health coverage for low-income adults and children. Medicaid also pays for long-term care for certain eligible adults. In order to be eligible for Medicaid, an individual must have a limited income and resources.

Individuals who are receiving Supplemental Security Income (SSI) are automatically eligible for Medicaid. However, for individuals who are not receiving SSI, Medicaid eligibility is based on a number of factors, including income and resources.

Eligibility for Medicaid

Medicaid is administered by each state, so eligibility and covered services vary from state to state.

To be eligible for Medicaid, you must meet both financial and non-financial requirements. Financial eligibility depends on your income and assets, while non-financial eligibility depends on your citizenship or immigration status, state of residence, and disability status.

Medicaid coverage typically begins on the first day of the month after you submit your application. However, there are a few exceptions. For example, Medicaid coverage for pregnant women begins on the first day of the month before their due date.

If you think you might be eligible for Medicaid, you can contact your state Medicaid office to get more information.

Medicaid coverage for workers

Medicaid coverage is important for those who are working because it can help pay for medical expenses that are not covered by private health insurance. Medicaid also pays for long-term care services, which can be very expensive.

There are a few options for retaining Medicaid coverage while working. One option is to work and earn more income than the Medicaid eligibility limit, but still remain below the income limit for SSI. In this case, the individual’s Medicaid coverage would not be affected. Another option is to keep Medicaid coverage while earning more income than the Medicaid eligibility limit by enrolling in a Medicaid buy-in program. Medicaid buy-in programs are state-specific programs that allow individuals to purchase Medicaid coverage.

There are also a few Medicaid work requirements that have been implemented in some states. These work requirements require Medicaid beneficiaries to work, volunteer, or participate in job training in order to maintain their Medicaid coverage.

Lisa Singer, Esq can help you keep your benefits while working. If you are considering returning to work, please call Lisa Singer at (516) 271-3032 for a free consultation. She will review your case and let you know what steps need to be taken to maintain your SSI or Medicaid benefits. Learn more at 

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