What is the Community Spouse Resource Allowance?

What is the Community Spouse Resource Allowance?

The CSRA is a monthly benefit that the spouse of a Medicaid enrollee can receive if they meet certain requirements. The CSRA can help cover the costs of things like housing, food, and clothing. To be eligible for the CSRA, you must:

Be married to a Medicaid enrollee:

You must be married to a Medicaid enrollee in order to be eligible for the CSRA. If you are divorced, you will not be eligible for the CSRA. You may be eligible for other benefits, such as the Children’s Health Insurance Program (CHIP), however. Contact your state Medicaid office to learn more about your options.

Be living in the same household as the Medicaid enrollee:

What does it mean to be living in the same household as the Medicaid enrollee? In order to be eligible for the CSRA, you must live in the same household as the Medicaid enrollee. This means that you must share a residence with the person who is enrolled in Medicaid. If you are not living in the same household, then you are not eligible for the CSRA.

Meet certain income requirements

These requirements are based on your family size and the number of children in your care. Your family’s income must be at or below the amounts shown in the table below.

The table shows the maximum monthly income you can have and still qualify for the CSRA.

Number of people in your family        Maximum monthly income

1                                                            $2,250

2                                                            $3,000

3                                                            $3,750

4                                                            $4,500

5                                                            $5,250

6                                                            $5,950

7                                                            $6,700

8                                                            $7,450

For each additional person, add $650 to the maximum monthly income.

If your family’s income is more than the amount shown in the table for your family size, you cannot get the CSRA.

However, if your family size changes, your income may still qualify you for the CSRA.

You can also call us and we will help you figure out if you are eligible.

The Community Spouse Resource Allowance is a valuable resource for married couples when one spouse needs long-term nursing home care. If you are the community spouse and need to find out more about your rights and options, please call Lisa Singer at (516) 271-3032 for legal help. Learn more at www.ElderAttorneyLongIsland.com 

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